Petco Credit Card

Get more for your pet using the petco pay card with every purchase. Earn 8% back in pals rewards at petco stores and petco.com with no annual fees Jan 16, 2026see what the petco pay credit card and petco pay mastercard offer, how vital care points add up, and when the rewards are worth it.

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Nov 9, 2025there are two versions of the petco pay credit card. Petco offers two credit cards, both issued by comenity bank. The petco pay credit card is worth it only for die-hard petco loyalists who always shop there and can maximize the rewards.

If that’s you, the card essentially serves as a vip. Jan 16, 2026the best pet store credit card is the petco pay credit card because it rewards you with 2 points / $1 spent at petco stores or petco.com and 20% off your first purchase at petco, plus $25.